How CDcare works

Choose it. Plan it. Own it.

See your amount, every payment date, delivery eligibility at the midpoint of the installment period, and the day you complete ownership—before you start.

12-month ownership planDelivery at the period midpoint
23 Aug 2026₦10,000To pay this month

1st installment · ₦0 paid so far.

The midpoint rule

Receive it before you finish paying.

Your delivery point is halfway through the time in your chosen installment plan—not halfway through the product price. Once the required verification and delivery conditions are complete, your product becomes eligible for delivery.

A six-month plan reaches its midpoint at month three. A 12-month plan reaches it after payment six.

Try the live payment example
  1. 01
    Start

    Make your first scheduled payment.

  2. 02
    Midpoint delivery

    Complete half of the plan period and become eligible for delivery before full payment.

  3. 03
    Complete ownership

    Keep paying after delivery until it is fully yours.

Try the ownership journey

Build your payment plan.

Choose a product amount, payment rhythm and plan length. The illustration updates instantly.

Product amount
Use a whole Naira amount from ₦1,000.
Payment rhythm
Plan length
Even lengths from 2–12 months.

Your plan at a glance

₦120,000 product example

Your payment₦10,000every month
Delivery milestonePeriod midpointCalculating from today…
Plan completesPayment 12Calculating from today…
12-month ownership planDelivery at the period midpoint
Today₦10,000To pay this month

1st installment · ₦0 paid so far.

1×
01

Start today.

Your first payment is due on the day you begin your plan.

02

Make visible progress.

Pay on the same date monthly, or every seven days weekly.

03

Receive at the period midpoint.

After half of the agreed plan period and required verification, delivery becomes eligible before full payment.

04

Complete ownership.

Continue the remaining payments until the product is fully yours.

This ₦120,000 illustration covers product price only. Your live plan shows the exact product amount, delivery charge, optional insurance and any other applicable fees before you confirm. Delivery eligibility comes at the midpoint of the installment period, not when half of the product price has been paid.