CDcare Refer & Earn
Invite a friend. Earn ₦2,000.
Your friend gets ₦1,000 in their CDcare MoneyBox after their first eligible instalment of ₦3,000 or more.
Rewards and eligibility are shown before you share. Terms apply.
Copy it your wayCode, link, or ready message
Share everywhereWhatsApp, Instagram, X and more
Track every referralJoined, pending and rewarded
How it works
Three clear steps. No guesswork.
Open Refer & Earn.
Find your personal referral code and signup link in the CDcare app.
Invite your friend.
Share a ready image, copy your link, or send the full invitation message.
Track and earn.
See their progress and receive ₦2,000 after the referral qualifies.
What makes a referral eligible?
Your friend must use your invitation when joining.
They then need to start an eligible plan with a first instalment of ₦3,000 or more. Once confirmed, they receive ₦1,000 and you receive ₦2,000.
Friend receives₦1,000You receive₦2,000Paid into the applicable CDcare MoneyBox after eligibility checks.
Referral questions
Everything you need to know.
How much do I earn for a successful referral?
You earn ₦2,000 when your friend starts an eligible CDcare plan using your invitation.
What does my friend receive?
Your friend receives ₦1,000 in their CDcare MoneyBox after their first eligible instalment of ₦3,000 or more.
Where can I find my referral code?
Open Refer & Earn in the CDcare app. You can copy your referral code, copy your signup link, or copy a ready invitation message.
Can I track my referrals?
Yes. The Refer & Earn page shows who has joined, which referrals are still pending, and the rewards you have earned.
When is a referral reward paid?
A reward is confirmed only after the referred customer meets the eligibility conditions shown in the app. CDcare may review invalid or duplicate referrals.